August 2008
Credit Repair Business
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
If you own or are looking to start a credit repair business, one thing you will definitely be needing is credit repair leads.
The benefit of buying cred...
How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert!
Tip! Paying off a collection account will not remove it from you credit score.
If you have less than perfect credit, and you’ve ever tried getting a loan or credit card, then you know just how much poor credit can cost you.
So, the next step to g...
Refinancing for Credit Repair
The Attorney’s Guide To Credit Repair.
If you have bad credit then you know how it can haunt you for years. Not being able to get a new loan, a new car, sign up for a new cell phone…there are many things that bad credit can prevent you fro...
July 2008
Comprehending a Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
Obtaining a credit report is an excellent way to begin taking control of your financial future. It’s recommended that you review your credit report once a year, not only...
5 Ways To Raise Credit Score
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
It’s not as hard as you think to raise credit score. It’s a ...
Everything You Always Wanted To Know About Your Credit Report
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
Your credit...
June 2008
New Law Provides Free Annual Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit re...
Does DIY Credit Repair Stand Up to Reality?
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
There are dozens of websites, books, manuals, and companies providing free and paid information on DIY credit repair. The essential th...
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
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Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to ...
Bankruptcy - The Last Resort for Credit Repair
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Bankruptcy may destroy your credit. So why would you want to file for bankruptcy if yo...
Your Credit Score
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Credit scores: all lenders use credit scores to determine interest rates and credit limits.
The credit scoring system wa...
May 2008
Finding the Best Instant Approval Credit Card Application for you
Tip! Your local bank: Your local bank can come to rescue and offer you a credit card with a low credit limit. The bank knows how much funds you have presently and though the credit limit is low on the card offered, it should not really matter.
When yo...
Choosing The Best Credit Card For You
Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...
Discover the Parts of a Credit Report and What They Mean
Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal.
So you ordered a copy of your credit report to check for ina...
How To Repair Your Credit Report
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
A credit report is run on a b...
How to Evaluate Zero APR Credit Card Offers
Tip! Don’t just cut up your credit cards: cancel them.
An APR or the Annual Percentage Rate is the combination of monthly finance charges and interest rates expressed annually. Every credit card has different APRs. For example there is a certain ...
Credit Repair - Can You Do It Yourself?
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Credit repair companies approach people offering to repair one’s bad credit standing for a fee. Many people are not aware that one can actually repa...
Save Money with A Balance Transfer Credit Card
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
As you may already know, a balance transfer credit card allows us to transfer the unpaid balance of the ...
April 2008
Warning: Free Credit Report Imposter Websites Springing Up on the Web
Tip! Write to the credit reporting company about the incorrect and inaccurate information.
A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting companies to provide consumers wi...
Credit Report - Look Out for Your Debit Report, Too
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
Most consumers are aware that there are companies that keep track of their personal financial transactions - installment loans, mortgages, credit card accounts, b...
Credit Card APR
Tip! Ditto the $199 annual use fee. While many credit cards that are aimed at helping people rebuild their credit have annual fees, the average is $25 to $50.
For most credit card users, the annual percentage rates or (APR) is a fairly large source of ...
Using a Business Credit Card to Take Control of Your Business
Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges.
A bu...
About Bad Credit Loans
Tip! Visit Bad Credit Help for more resources and help with your credit.
People who find themselves in dire financial situations may find refuge in taking out bad credit loans. Here are the things that one should know about bad credit loans.
What is a...
